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Los Angeles, California Public Adjusters
Water, fire or smoke damage in Los Angeles or anywhere in California? Call us before you accept their number.
Our licensed public adjusters handle claims in Los Angeles and anywhere in California.
Arthur Camayd
Licensed in California
Talk to an adjuster licensed in California
California Public Adjusters
Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed California public adjusters today for a free claim consultation.
We handle claims anywhere in California
The dots are 5 towns in 3 counties where we've already taken claims. Not on the map yet? Call us anyway.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Mount Baldy Homeowner
Open fire claim, paid since we stepped in
Los Angeles Homeowner
Open water claim, paid since we stepped in
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a California insurance claim
Waiting to see what the insurance company does is how good claims run out of time.
The clock starts before you call
In California, the time to sue can start when the damage could have been noticed, not when you finally report it. It pauses only while the insurer decides a reported claim, then runs again. Call us the day you find the damage, and we’ll help you report it the right way.
Asking them to reconsider doesn't stop the clock
After a written denial, more letters and more phone calls don’t pause your deadline. We’ll build the proof against the denial while there’s still time. Call us before you send them one more letter.
The first check is rarely the whole payment
California rules bar unreasonably low offers and require repairs that match across the damaged area. Money held back for depreciation has to be claimed in time, too. Have us check their estimate line by line before you accept it.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
We handle claims across Southern California
Los Angeles
Beverly Hills
Anaheim
Laguna Niguel
Mount Baldy
Sources: Cal. Ins. Code §§ 2051.5, 2060, 2071, 10103.7; Cal. Code Regs. tit. 10, §§ 2695.7, 2695.9; Prudential-LMI v. Superior Court (1990) 51 Cal.3d 674; Singh v. Allstate (1998) 63 Cal.App.4th 135. General information, not legal advice.
After a wildfire: the mistakes that cost money
Fire and smoke claims after a declared disaster come with their own rules, and their own ways to get underpaid.
Taking the contents advance as the final number. It’s a floor, not a settlement.
Letting living expense money end early. After a declared disaster, California law sets a longer minimum time.
Accepting a smoke “wipe-down.” Smoke gets into walls, ducts and insulation.
Leaving coverage unclaimed. After a declared disaster, you may be able to combine coverage limits to rebuild.
We find the damage their estimate leaves out and claim every coverage you have. Call us for a free claim review.
Why hire your own public adjuster in Los Angeles?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
See what our clients are saying
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about hiring a public adjuster in California
Answers to the questions California callers ask us most.
How much does a public adjuster charge?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and never more than your state's law allows. Call, and we'll walk you through how it works on your claim.
Do you handle claims in California? Will someone come to my property?
Yes. Our public adjusters are licensed in California, and we handle claims anywhere in the state. We inspect the damage in person at your property whenever the claim needs it. Call us for a free claim review.
My insurer already paid, but not enough. Is it too late to hire you?
You can hire us before you file, in the middle of a claim, or after the insurer pays too little. Many of the nearly 7,000 claims we've handled started just like yours. Don't sit on a low check, though: the deadlines to ask for more keep running. Call us now, while you still have time.
My claim was denied. Can a public adjuster still help?
Often, yes. A denial is the insurer's side of the story, not the final word. We read the letter against your policy, inspect the damage and build the proof to turn it around. Call us before you accept a denial.
How long do I have to sue my insurance company in California?
Not long, and the clock can start before you think. California policies set a short deadline to sue, and it can start when the damage could have been noticed. It pauses only while the insurer is deciding a reported claim, and asking them to reconsider a denial doesn't pause it again. Call us now, so your claim is built while there's time. We work together with experienced property damage attorneys.
My home was damaged in a wildfire. Is it too late?
After a declared disaster, California gives homeowners more time to sue, to collect living expenses and to claim depreciation, but every one of those clocks keeps running. Smoke and ash damage is often paid as a quick cleaning when it's hidden inside the house. We document what they skip and claim it before those clocks run out. Call us now.
Should I call my insurance company or a public adjuster first?
Call us before you call them. What you say on that first call can hurt your claim, and most policyholders don't know which words give the insurance company a reason to pay less or deny. We'll help you report it the right way, so call as soon as you find the damage.
Are you lawyers? Do I need a lawyer or a public adjuster?
No. We're licensed public adjusters, not a law firm, and we don't give legal advice. We document the damage, write the estimate and negotiate with your insurance company. If your claim needs a lawyer, we work together with experienced property damage attorneys, and they rely on the file we've built. Call us first, so that file is built right from the start.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
