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Florida Public Adjusters
Have questions? Call us for a FREE second opinion and review of your claim or damages. Get the money you deserve.
Our licensed public adjusters handle claims anywhere in Florida.
Blueprint Claims LLC, Florida public adjusting firm, License W822405
Stuart Hymson
Public Adjuster
Michael Zebold
Public Adjuster
Micaela Villa
Public Adjuster
Alex Barquero
Public Adjuster
Arthur Camayd
Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Public Adjuster
Public Adjusters Across Florida
Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed Florida public adjusters today for a free claim consultation.
We handle claims anywhere in Florida
The dots are 353 towns in 61 counties where we've already helped. Not on the map yet? Call us anyway.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
North Port Homeowner
Insurance offered $2,527
Panama City Homeowner
Insurance offered $25,670
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a Florida insurance claim
Waiting to see what the insurance company does is how good claims run out of time.
That first call matters
Many homeowners hurt their claim on that first call to the insurance company. Reporting the claim is part of our job, and we do it the right way. Call us the day you find the damage, and we’ll handle it from there.
The first check is rarely the last word
Florida makes insurers say on a partial payment that more may come, and the adjuster they send works for them, not you. We’ve handled nearly 7,000 claims and settled over half a billion dollars. Have us check their estimate line by line before you settle for it.
The clock is already running
We hear it all the time. You know the check is too low, so you call the adjuster one more time and wait. Then months go by. In Florida, your deadlines to ask for more and to sue both run from the day the damage happened, not the day they decide, and a slow insurer can run them out. Call now, while you still have options.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
We handle claims across Florida
Miami
Hialeah
Miramar
Pembroke Pines
Fort Lauderdale
West Palm Beach
Boca Raton
Orlando
Kissimmee
Tampa
St. Petersburg
Jacksonville
Cape Coral
Fort Myers
North Port
Panama City
Sources: Fla. Stat. §§ 627.70131(6), 627.70132 and 95.11(2)(e); Hypoluxo Mariner’s Cay Condo. Ass’n v. Underwriters at Lloyd’s (Fla. 4th DCA 2026). General information, not legal advice.
Why hire your own public adjuster in Florida?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
Meet the adjusters
“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”
Michael Zebold, SPPA
Firm Partner
Michael Zebold
Senior Public Adjuster
Arthur Camayd
Senior Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Senior Public Adjuster
See what our clients are saying
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about hiring a public adjuster in Florida
Answers to the questions Florida callers ask us most.
How much does a public adjuster charge in Florida?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and Florida law caps it. If your insurer paid you before you hired us, Florida doesn't let a public adjuster take a fee on that money, so our fee comes only from the extra money we get you. Call, and we'll walk you through how it works on your claim.
Are you lawyers? Do I need a lawyer or a public adjuster?
No. We're licensed public adjusters, not a law firm, and we don't give legal advice. We document the damage, write the estimate and negotiate with your insurance company. Florida no longer makes insurers pay a winning homeowner's lawyer, so a claim has to be built right before anyone talks about court. If yours needs a lawyer, we work together with experienced property damage attorneys, and they rely on the file we've built. Call us first, so that file is built right from the start.
My insurer already paid, but not enough. Is it too late to hire you?
You can hire us before you file, in the middle of a claim, or after the insurer pays too little. Many of the nearly 7,000 claims we've handled started just like yours. Don't sit on a low check, though. Florida's deadlines to reopen a claim or ask for more run from the date of loss, not from the day they paid. Call us now, while you still have time.
How long do I have to file or reopen a claim in Florida?
Less time than most people think. Florida bars a new or reopened claim that isn't reported within one year of the date of loss, and a supplemental claim after 18 months. For a hurricane, the date of loss is landfall, not the day you notice the damage, and courts expect you to report promptly inside that year. Call us as soon as you find the damage.
My claim was denied. Can a public adjuster still help?
Often, yes. A denial is the insurer's side of the story, not the final word. We read the letter against your policy, inspect the damage and build the proof to turn it around. Florida also offers free mediation of a disputed home claim, paid for by the insurer, but the mediator works from what's in your file, so the file has to be built first. Call us before you accept a denial.
Do you handle claims anywhere in Florida? Will someone come to my property?
Yes. We've handled claims in more than 350 Florida towns in 61 of the state's 67 counties, from the Keys to the Panhandle. Our office is in Doral, and a licensed public adjuster inspects the damage in person at your property whenever the claim needs it. The first review is free.
My insurance company went out of business. What happens to my claim?
Your claim moves to the Florida Insurance Guaranty Association, the state fund that pays covered claims of failed insurers, up to set limits. A claim against it has a much shorter deadline to sue than a normal claim. More than 1,000 of our Florida claims were with insurers that later failed, so call us as soon as you get the notice.
Should I call my insurance company or a public adjuster first?
Call us before you call them. What you say on that first call can hurt your claim, and most policyholders don't know which words give the insurance company a reason to pay less or deny. We'll help you report it the right way, so call as soon as you find the damage.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
