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Miami, Florida Public Adjusters
Have questions? Call us for a FREE second opinion and review of your claim or damages. Get the money you deserve.
Our licensed public adjusters handle claims in Miami-Dade and anywhere in Florida.
Blueprint Claims LLC, Florida public adjusting firm, License W822405
Stuart Hymson
Public Adjuster
Michael Zebold
Public Adjuster
Micaela Villa
Public Adjuster
Alex Barquero
Public Adjuster
Arthur Camayd
Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Public Adjuster
Miami Public Adjusters
Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed Florida public adjusters today for a free claim consultation.
We handle claims across Miami-Dade
The dots are 33 towns in Miami-Dade where we've already helped. Not on the map yet? Call us anyway.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Miami Homeowner
Insurance offered $50,466
Miami Homeowner
Insurance offered $5,024
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a Miami insurance claim
Waiting to see what the insurance company does is how good claims run out of time.
That first call matters
Many homeowners hurt their claim on that first call to the insurance company. Reporting the claim is part of our job, and we do it the right way. Call us the day you find the damage, and we’ll handle it from there.
The first check is rarely the last word
Florida makes insurers say on a partial payment that more may come, and the adjuster they send works for them, not you. We’ve handled nearly 7,000 claims and settled over half a billion dollars. Have us check their estimate line by line before you settle for it.
A denial isn't the last word
Insurance companies often deny claims as wear and tear, old damage or not covered. That letter is their side of the story, not the final word. The right proof can change it, but the window to act is short. Call us before you take no for an answer.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
We handle claims across Miami-Dade
Miami
Hialeah
Homestead
Miami Gardens
Doral
Miami Beach
Cutler Bay
Coral Gables
North Miami Beach
North Miami
Opa-locka
Miami Lakes
Aventura
Miami Springs
Hialeah Gardens
Pinecrest
Sources: Fla. Stat. § 627.70131(6). General information, not legal advice.
Why hire your own public adjuster in Miami?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
Meet the adjusters
“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”
Michael Zebold, SPPA
Firm Partner
Michael Zebold
Senior Public Adjuster
Arthur Camayd
Senior Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Senior Public Adjuster
See what our clients are saying
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about hiring a public adjuster in Miami
Answers to the questions Miami-Dade callers ask us most.
How much does a public adjuster charge in Miami?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and Florida law caps it. If your insurer paid you before you hired us, Florida doesn't let a public adjuster take a fee on that money, so our fee comes only from the extra money we get you. Call, and we'll walk you through how it works on your claim.
¿Hablan español? Do you have adjusters who speak Spanish?
Sí, hablamos español. More than a third of the Miami-Dade claims we've taken on since 2025 are for clients who prefer Spanish, and we work those claims in Spanish. When you call, ask for Spanish.
My condo was damaged by water from the unit above. Who pays?
Usually more than one policy is involved, and each side will point at someone else. Florida law says the association's policy doesn't cover the floors, wall and ceiling finishes, cabinets, countertops, fixtures and appliances inside your unit. Those are on you, so your own condo policy is usually what pays. We document the damage and file it with your own insurer the right way, so call us before you accept their no.
Do you handle plumbing leaks and cast iron pipe claims?
Yes. Half of our Miami-Dade claims are water and plumbing leaks, from broken drains and cast iron lines to supply lines, AC and shower pan leaks. Many policies won't pay to fix the pipe itself, but they often cover the water damage it caused and the cost of tearing out what's needed to reach it. Insurers often call a leak wear and tear or long-term seepage, so call us before the plumber closes the wall.
I have Citizens. Can you help if Citizens denied or underpaid my claim?
Yes. We handle Citizens claims the same way we handle any insurer's: we document the damage, write our own estimate and negotiate for what your policy owes. Florida law shields Citizens from most lawsuits other than claims for the policy benefits themselves, so the claim has to be won on the facts and the numbers. That's our job. Call us before you accept their offer.
My insurer already paid, but not enough. Is it too late to hire you?
You can hire us before you file, in the middle of a claim, or after the insurer pays too little. Many of the nearly 7,000 claims we've handled started just like yours. Don't sit on a low check, though. Florida's deadlines to reopen a claim or ask for more run from the date of loss, not from the day they paid. Call us now, while you still have time.
How long do I have to file or reopen a claim in Florida?
Less time than most people think. Florida bars a new or reopened claim that isn't reported within one year of the date of loss, and a supplemental claim after 18 months. For a hurricane, the date of loss is landfall, not the day you notice the damage, and courts expect you to report promptly inside that year. Call us as soon as you find the damage.
Are you lawyers? Do I need a lawyer or a public adjuster?
No. We're licensed public adjusters, not a law firm, and we don't give legal advice. We document the damage, write the estimate and negotiate with your insurance company. Florida no longer makes insurers pay a winning homeowner's lawyer, so a claim has to be built right before anyone talks about court. If yours needs a lawyer, we work together with experienced property damage attorneys, and they rely on the file we've built. Call us first, so that file is built right from the start.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
