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Property Damage Lawyer or Public Adjuster?
We’re licensed public adjusters, not a law firm. Call us first, and we’ll build your claim file from day one.
Our licensed public adjusters handle claims for homes and businesses.
Stuart Hymson
Public Adjuster
Michael Zebold
Public Adjuster
Micaela Villa
Public Adjuster
Alex Barquero
Public Adjuster
Arthur Camayd
Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Public Adjuster
Do you need a lawyer or a public adjuster?
If your insurance company underpaid, denied or is dragging out your home or property claim, a public adjuster is the first call. We read your policy, document the damage, write the estimate and negotiate with your insurance company for you. Most claims settle without a lawsuit.
When a claim does need a lawyer, the lawyer needs a well-documented claim to win it. We build that file from day one. We work together with experienced property damage attorneys.
We're public adjusters, not lawyers
Blueprint Claims is a licensed public adjusting firm, not a law firm.
We don’t give legal advice, and you can always talk to your own lawyer.
We handle home and property damage claims with your own insurance company.
No car accidents, injuries or health insurance.
Public adjuster or attorney? Watch this before you call either one
Michael Zebold, senior public adjuster, explains why most property claims start with a public adjuster, and how we work together with experienced property damage attorneys when a claim needs one.
Public adjuster or lawyer: who does what
Both can work for you, not the insurance company. They do different jobs at different points in a claim.
Public adjuster
Handles your insurance claim from the first call to the settlement check.
Licensed to represent you, the policyholder, on your insurance claim
Reads your policy and explains what it covers
Inspects and documents all of the damage, including what’s easy to miss
Writes a line-by-line estimate of the real repair cost
Deals with the insurance company and negotiates your settlement
Property damage lawyer
Takes over when a claim turns into a legal fight.
Licensed to give legal advice and represent you in court
Sends legal demands and files the lawsuit
Handles bad faith claims, depositions and trial
Needs proof of the damage and its cost to win the case
Call us first. A claim is won on the file: the damage documented and priced right. We build that file, and if your claim ever needs a lawyer, it goes with it.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Residential Homeowner
Cast iron pipe claim
Residential Homeowner
Large fire loss
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a property damage claim
Waiting to see what the insurance company does is how good claims run out of time.
A claim is only as strong as its proof
Insurance fights are won on documentation: photos, measurements, a line-by-line estimate and the policy language that covers it. That’s what your insurer, an appraiser or a lawyer will look at. Call us, and we’ll build that file from day one.
A denial isn't the last word
Insurance companies often deny claims as wear and tear, old damage or not covered. That letter is their side of the story, not the final word. The right proof can change it, but the window to act is short. Call us before you take no for an answer.
The clock is already running
We hear it all the time. You know the check is too low, so you call the adjuster one more time and wait. Then months go by, and the deadlines in your policy keep running. Call now, while you still have options.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
General information, not legal advice.
Why hire your own public adjuster?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
Meet the adjusters
“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”
Michael Zebold, SPPA
Firm Partner
Michael Zebold
Senior Public Adjuster
Arthur Camayd
Senior Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Senior Public Adjuster
See what our clients are saying
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about lawyers and public adjusters
Answers to the questions callers ask us most.
Are you a law firm?
No. Blueprint Claims is a licensed public adjusting firm, not a law firm, and we don't give legal advice. We handle the claim with your own insurance company for damage to your home or property: we document the damage, write the estimate and negotiate with your insurer. If your claim needs a lawyer, we work together with experienced property damage attorneys. Call us for a free claim review.
Do I need a lawyer or a public adjuster for my property damage claim?
Start with a public adjuster. Most home and property claims are won on the damage and the estimate: what was damaged, why, and what it really costs to fix. That's a public adjuster's job, and it's where most claims start. A lawyer handles legal advice, lawsuits and court. We work together with experienced property damage attorneys. Call us first for a free claim review.
Do you handle car accident or injury claims?
No. We handle property damage claims with your own insurance company, for homes, condos and businesses: water and plumbing leaks, roof, wind and hurricane damage, hail, fire and smoke, mold, and denied or underpaid claims. We don't handle car accidents, injuries or health insurance. If your home or building is damaged, call us for a free review.
When do I actually need a lawyer?
Lawyers handle lawsuits, bad faith claims and claims against someone else's insurance company. We work together with experienced property damage attorneys, and a lawyer's case is built on the claim file, so call us to build it right.
My insurance company denied my claim. Do I need a lawyer?
You can always talk to your own lawyer. Many denials come down to the proof, and the right proof can change the answer. We read the denial letter against your policy and inspect the damage. We work together with experienced property damage attorneys. Call us before you accept a denial.
Can a public adjuster and a lawyer work on the same claim?
Yes. If you hire a lawyer, we work alongside your lawyer, and the lawyer relies on the file we've built: the photos, the measurements and our line-by-line estimate. That's why it pays to get the claim documented right from the start. Call us early, while the damage is still there to document.
Can my claim be settled without going to court?
Most claims are. They settle through negotiation with the insurance company, and many policies also allow appraisal, where each side's appraiser and an umpire settle a dispute over the amount. Some states also offer mediation. The file decides it, and a documented claim with a line-by-line estimate is hard to ignore. Call us to build yours.
What does it cost to hire a public adjuster?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and never more than your state's law allows. Call, and we'll walk you through how it works on your claim.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
