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Questions & Answers
FAQS
Get the answers to commonly asked questions. If you don’t see your question give us a call and we will be happy to answer it.
Why Hire a Public Adjuster From The Start
Lets break it down in 60 seconds
Early public adjuster involvement is crucial for optimal claim outcomes:
- Preserves evidence
- Ensures thorough damage documentation
- Provides accurate initial evaluations
Hiring a public adjuster early secures expert guidance, immediate documentation, and strategic claim management. While later involvement is possible, early action often yields the best results.
Public Adjuster Vs Insurance Adjuster
Lets break it down in 60 seconds
A Public adjuster is your partner in the insurance claims process, working solely for policyholders. Unlike insurance company adjusters, we strive to ensure fair settlements. Here are the key benefits:
- We represent you, not the insurance company
- We level the playing field in claim negotiations
- We maximize your settlement
Don’t navigate complex claims alone. While insurers portray themselves as allies, their adjusters are trained to protect company profits.
Public Adjuster Vs Contractor
Lets break it down in 60 seconds
Contractors are experts in repairs, but they aren’t insurance claim specialists. Here’s why a public adjuster is your best choice:
- Legal Compliance: In many states, contractors can’t legally negotiate with your insurance company.
- Specialized Skills: Public adjusters use Xactimate, the industry-standard software for claims, while many contractors do not.
- Policy Expertise: We know insurance policies inside out, ensuring you get what you’re entitled to. Our focus is maximizing your claim, while contractors may prioritize repair work.
Public adjusters handle claims; contractors handle repairs. For the best results, choose a licensed public adjuster. Contact us today for a free consultation.
Public Adjuster Vs Attorney
Lets break it down in 60 seconds
Public Adjusters: Your first line of defense in insurance claims. We document damages, uncover hidden issues, and create detailed estimates to maximize your claim. We negotiate with insurers for an efficient settlement, avoiding litigation.
Attorneys: Needed if your insurer acts in bad faith or negotiations fail, often relying on public adjusters for documentation.
Start with a public adjuster. We handle most claims effectively and collaborate with attorneys if needed. Contact us for a free consultation.
A public adjuster is a licensed professional who helps policyholders with the insurance claim process for damages to their properties. They are trained to inspect damages and provide an accurate estimate of the damages.
An insurance claim can become one of the most daunting and overwhelming processes for a property owner. Making sure your insurance company treats you fairly and pays your claim is why many policyholders elect to hire a public insurance adjuster that represents their interests.
An insurance adjuster represents the insurance company and follows its guidelines. The insurance carrier requirements are expected to be met by the insurance adjuster. On the other hand, a public insurance adjuster is licensed to represent you, the policyholder. Expert preparation of your claim is essential to a fair settlement.
Yes, Public Insurance Adjusters are required to hold and maintain a state license. Public Adjusters are also required to hold a surety bond along with maintaining continuing education requirements.
There are no upfront fees. A public adjuster charges a small percentage of what your insurance claim provides after a settlement has been reached. The public adjuster only gets paid when you do.
Yes, It is not too late to hire a public adjuster. Having an expert on your side will help maximize your insurance claim so you receive what you deserve for your damages.
Independent studies have concluded that when a policyholder hires a public adjuster their insurance claim payout has increased significantly.
A public adjuster’s goal is simple: get the claim to payout as efficiently and fast as possible. PAs only get paid when you get paid. An attorney, on the other hand, may find it more profitable to litigate your case further. This can end up on a long and prolonged claim settlement that can wear the policyholder down. Also, attorneys still need someone to document and estimate a claim which means added costs to the client. Floridian Public Adjusters prepares your claim, estimates your damages, and represents you for only a small fee once the claim gets paid.
We always strongly recommend that you allow a public adjuster to review your damages and insurance policy for a second opinion. A deductible may not become an issue in achieving a beneficial claim recovery.
