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Knoxville, Tennessee Public Adjusters
Have questions? Call us for a FREE second opinion and review of your claim or damages. Get the money you deserve.
Our licensed public adjusters handle claims in Knoxville and anywhere in Tennessee.
Frank Nunez
Licensed in Tennessee
Arthur Camayd
Licensed in Tennessee
Alex Barquero
Licensed in Tennessee
Tennessee Public Adjusters
Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed Tennessee public adjusters today for a free claim consultation.
We handle claims anywhere in Tennessee
The dots are 50 towns in 32 counties where we've already helped. Not on the map yet? Call us anyway.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Sevierville Homeowner
Insurance offered $96,898
Jefferson City Homeowner
Insurance offered $0
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a Tennessee insurance claim
Waiting to see what the insurance company does is how good claims run out of time.
That first call matters
Many homeowners hurt their claim on that first call to the insurance company. Call us the day you find the damage, and we’ll help you report it the right way.
Their adjuster works for them, not you
The adjuster they send works for the insurance company. Most of our Tennessee clients called us after the first check came in low. Have us check their offer before you settle for it.
The clock is already running
We hear it all the time. You know the check is too low, so you call the adjuster one more time and wait. Then months go by. In Tennessee, your time to sue can start the day they pay or deny, and asking them to look again doesn’t stop it. Call now, while you still have options.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
We handle claims across Tennessee
Knoxville
Sevierville
Gatlinburg
Seymour
Kodak
Dandridge
Maryville
Powell
Johnson City
Kingsport
Crossville
Chattanooga
Nashville
Smyrna
Sources: Daniel v. Allstate (Tenn. Ct. App. 2015); Das v. State Farm, 713 S.W.2d 318 (Tenn. Ct. App. 1986). General information, not legal advice.
Why hire your own public adjuster in Knoxville?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
Meet the adjusters
“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”
Michael Zebold, SPPA
Firm Partner
Frank Nunez
Senior Public Adjuster
Arthur Camayd
Senior Public Adjuster
See what our clients are saying
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
Questions about hiring a public adjuster in Tennessee
Answers to the questions Tennessee callers ask us most.
How much does a public adjuster charge in Tennessee?
You pay nothing upfront. Tennessee law doesn't let a public adjuster take any fee before your claim settles, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover, set in writing before you sign, and Tennessee caps it on home claims. If your insurer already made you an offer, our fee can come only from the extra money we get you.
Are you lawyers? Do I need a lawyer or a public adjuster?
No. We're licensed public adjusters, not a law firm, and Tennessee doesn't let public adjusters give legal advice. We inspect the damage, write the estimate and negotiate with your insurance company, and most claims settle without a lawsuit. If yours needs a lawyer, we'll tell you.
I already filed, or my insurer already paid. Is it too late to hire you?
No. You can hire us before you file, in the middle of a claim, or after the insurer pays too little, and most of our Tennessee claims started as an underpaid claim. Don't sit on a low payment, though. In Tennessee, the clock to sue your insurer can start the day it sends the check.
Do you handle claims in Tennessee? Will someone come to my property?
Yes. Our public adjusters are licensed in Tennessee, and we handle claims anywhere in the state. We inspect the damage in person at your property whenever the claim needs it.
My claim was denied. Can a public adjuster still help?
Often, yes. A denial is the insurer's side of the story, not the final word. If your insurer denied a roof claim based on aerial photos, Tennessee regulators treat a denial based only on unclear aerial images as an unfair claims practice. We read the denial letter against your policy, inspect the damage and build the proof to turn it around.
How long do I have to report or sue over a claim in Tennessee?
Report the damage to your insurer as soon as you find it. If you report late, Tennessee presumes the delay hurt the insurer, and it's on you to prove otherwise. Your deadline to sue is in your policy's "Suit Against Us" section, often one or two years, and Tennessee courts enforce it. That clock can start when the insurer pays or denies your claim, or when your policy's payment window runs out with no answer, and asking it to take another look doesn't restart it. Call us before the clock runs down.
I already have a roofer. Do I still need a public adjuster?
Yes. Your roofer fixes the damage, and we handle the insurance claim for you, including the estimate and the negotiation with your insurer. Tennessee law doesn't let a roofer act as your public adjuster unless it's licensed as one. Many Tennessee homeowners bring us in when the insurer's number won't cover what the roofer found.
Should I call my insurance company or a public adjuster first?
Call us before you call them. What you say on that first call can hurt your claim, and most policyholders don't know which words give the insurance company a reason to pay less or deny. We'll help you report it the right way, so call as soon as you find the damage.
Is my insurance company taking too long?
They have deadlines too. Tennessee's claim rules give insurers 30 days to acknowledge your claim and 60 days after a completed proof of loss to accept or deny it, or explain in writing why they need more time. If they're dragging it out, don't wait on them. Call us, and we'll push your claim forward.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
