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Tampa, Florida Public Adjusters
Have questions? Call us for a FREE second opinion and review of your claim or damages. Get the money you deserve.
Our licensed public adjusters handle claims in Tampa Bay and anywhere in Florida.
Blueprint Claims LLC, Florida public adjusting firm, License W822405
Stuart Hymson
Public Adjuster
Michael Zebold
Public Adjuster
Micaela Villa
Public Adjuster
Alex Barquero
Public Adjuster
Arthur Camayd
Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Public Adjuster
Tampa Bay Public Adjusters
Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed Florida public adjusters today for a free claim consultation.
We handle claims across Tampa Bay
The dots are 44 towns in Hillsborough, Pinellas, Pasco and Hernando counties where we've already helped. Not on the map yet? Call us anyway.
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Dover Homeowner
Insurance offered $28,309
St. Petersburg Homeowner
Insurance offered $2,035
Property Management
Condominium community
The contractor's edge
Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.
We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.
Licensed general contractor
Degree in architecture
SPPA public adjuster
We don’t just estimate. We advocate.
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
What to know about a Tampa Bay insurance claim
Waiting to see what the insurance company does is how good claims run out of time.
That first call matters
Many homeowners hurt their claim on that first call to the insurance company. Reporting the claim is part of our job, and we do it the right way. Call us the day you find the damage, and we’ll handle it from there.
The first check is rarely the last word
Florida makes insurers say on a partial payment that more may come, and the adjuster they send works for them, not you. We’ve handled nearly 7,000 claims and settled over half a billion dollars. Have us check their estimate line by line before you settle for it.
Once it's repaired, it's hard to prove
Stop the damage from spreading, but take photos and video before anything is torn out or repaired, and keep what gets replaced. Once the damage is gone, it’s your word against the insurance company’s. Call us first, and we’ll document it the right way.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
We handle claims across Tampa Bay
Tampa
St. Petersburg
Brandon
Riverview
Spring Hill
Wesley Chapel
Clearwater
Zephyrhills
Largo
New Port Richey
Port Richey
Valrico
Ruskin
Gibsonton
Land O’ Lakes
Lutz
Sources: Fla. Stat. § 627.70131(6). General information, not legal advice.
Why hire your own public adjuster in Tampa?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
Meet the adjusters
“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”
Michael Zebold, SPPA
Firm Partner
Michael Zebold
Senior Public Adjuster
Arthur Camayd
Senior Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Senior Public Adjuster
See what our clients are saying
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about hiring a public adjuster in Tampa
Answers to the questions Tampa Bay callers ask us most.
How much does a public adjuster charge in Tampa?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and Florida law caps it. If your insurer paid you before you hired us, Florida doesn't let a public adjuster take a fee on that money, so our fee comes only from the extra money we get you. Call, and we'll walk you through how it works on your claim.
Does my homeowners policy cover storm surge and flooding?
Usually not, and Florida makes insurers say so on the policy: a homeowners policy without flood coverage doesn't cover flood, even when hurricane winds and rain caused it. Surge and rising water go to a flood policy, which has its own, much shorter deadline for a signed proof of loss. Wind and roof damage go to your homeowners insurer. Many Tampa Bay homes have both claims at once, on two clocks, so call us before you accept either answer.
Is it too late to hire a public adjuster for Helene or Milton damage?
It depends on where your claim stands. For Helene and Milton, Florida's deadlines to file a new, reopened or supplemental claim have passed on most policies. If you reported the damage in time and the insurer denied or underpaid it, you may still have options, because the clock to sue runs from the date of the storm. Call us for a free review, and we'll check your dates.
I had damage from two hurricanes in one year. Do I pay two hurricane deductibles?
Usually not. In Florida, the hurricane deductible applies once a calendar year, across all your hurricane damage that year. It also applies only to damage from a hurricane, from the time a hurricane warning is issued for any part of Florida until 72 hours after the last watch or warning ends. If your insurer took it twice, or took it on damage from another storm, you may be owed money. We'll check it against your policy.
Are you Citizens, or my insurance company?
No. Blueprint Claims is a licensed public adjusting firm. We don't sell insurance, and we don't work for Citizens or any other insurer. We work for you, the policyholder, to get your claim paid in full. To pay a bill or change your policy, call the number on your policy. If you have damage, call us first, and we'll help you report it.
My insurer already paid, but not enough. Is it too late to hire you?
You can hire us before you file, in the middle of a claim, or after the insurer pays too little. Many of the nearly 7,000 claims we've handled started just like yours. Don't sit on a low check, though. Florida's deadlines to reopen a claim or ask for more run from the date of loss, not from the day they paid. Call us now, while you still have time.
Are you lawyers? Do I need a lawyer or a public adjuster?
No. We're licensed public adjusters, not a law firm, and we don't give legal advice. We document the damage, write the estimate and negotiate with your insurance company. Florida no longer makes insurers pay a winning homeowner's lawyer, so a claim has to be built right before anyone talks about court. If yours needs a lawyer, we work together with experienced property damage attorneys, and they rely on the file we've built. Call us first, so that file is built right from the start.
I already have a roofer. Do I still need a public adjuster?
Yes. Your roofer fixes the damage and can explain the bid, and we handle the insurance claim, including the estimate and the negotiation with your insurer. In Florida, only a licensed public adjuster or a lawyer can negotiate your claim for pay, and good roofers send their customers to a public adjuster for that part.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
