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Business Interruption Claim Adjusters
Your business closed after the damage? Call us before the insurer settles your lost income.
Our licensed public adjusters handle business interruption claims and the property damage behind them.
Stuart Hymson
Public Adjuster
Michael Zebold
Public Adjuster
Micaela Villa
Public Adjuster
Alex Barquero
Public Adjuster
Arthur Camayd
Public Adjuster
Tony Azcue
Public Adjuster
Frank Nunez
Public Adjuster
When damage closes your doors, the building is only part of the claim
Business interruption coverage, often called business income coverage, is meant to replace the income you lose and cover the extra cost of keeping going while your property is repaired. It’s also one of the easiest parts of a claim for an insurance company to underpay.
The property damage and the business income claim have to tell the same story: what was damaged, how long the repairs really take, and what the shutdown cost you. We make sure they do.
What business interruption coverage can pay, depending on your policy
Net income you would have earned
Continuing expenses like payroll, rent and loan interest
Extra expense to keep operating, such as a temporary location
Rent you lose from tenants while the building is repaired
Closures a civil authority orders because of damage nearby
Losses when a key supplier or customer is damaged
Fighting for the policyholder
Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!
Private Equity Firm
Apartment complex
Business Claim
First offer was $88,268
Commercial Property
First offer was $440,055
Property Management
Condominium community
How we handle your claim
Four steps, from the first call to the settlement check.
Free claim consultation
Tell us about your claim. We’re here to help.
Free property inspection
Leaving no stone unturned, we focus on the details.
We estimate & appraise
Don’t worry about having to gather various repair bids on your own.
We negotiate & settle
We don’t get paid unless you get paid.
Where business interruption claims get cut
Waiting to see what the insurance company does is how good claims run out of time.
They cut the repair time short
Lost income is paid for the time it should take to repair or rebuild, and insurers often estimate that time short. Call us before you accept their timeline.
They project your income low
The insurance company estimates what you would have earned. A slow season, a new location or a growing business can make that estimate too low. Your own sales records prove the real number. Call us before you accept theirs.
The clock is already running
We hear it all the time. You know the check is too low, so you call the adjuster one more time and wait. Then months go by, and the deadlines in your policy keep running. Call now, while you still have options.
Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.
Types of claims we handle
General information, not legal advice.
Why hire your own public adjuster?
Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.
A guide through the entire claim process.
Help you understand your rights under the policy.
Navigating through policy endorsements and exclusions.
Document your damages in detail.
Estimating & valuing the TRUE cost of your loss.
Collaboration with experts to support your claim.
Negotiating & settling your claim.
Working with contractors to get you back to pre-loss condition.
Hiring your own adjuster pays for itself.
See what our clients are saying
“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”
D K
“Impeccable work and very effective, from first inspection review to the last step”
Margarita Gomez
“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”
Ben Justice
“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”
Tom Maides
Questions about business interruption claims
Answers to the questions business owners ask us most.
Does my commercial policy cover business interruption?
Not every policy does. It's usually included or added as business income coverage, with its own limits, waiting period and conditions. Send us your policy, and we'll tell you what it covers, free.
Does my building have to be damaged?
Usually, yes. Most business income coverage starts with direct physical damage to covered property. Some policies also cover a closure a civil authority orders because of damage nearby, or damage at a key supplier. Call us before you assume you're not covered, and we'll read your policy against what happened.
How is lost income calculated?
The insurance company estimates what your business would have earned without the damage, subtracts the costs you didn't have to pay, and pays that for the time the repairs should take. Every piece of that is an estimate, and each one can be argued. Your sales history, tax returns and payroll prove the real number. Call us before you accept theirs.
My insurer paid for the building but not my lost income. Can you help?
Yes. Business income is often paid low, paid late or never claimed at all. Call us before you sign a final release, while you still have options.
How much does a public adjuster charge?
You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and never more than your state's law allows. Call, and we'll walk you through how it works on your claim.
Should I call my insurance company or a public adjuster first?
Call us before you call them. What you say on that first call can hurt your claim, and most policyholders don't know which words give the insurance company a reason to pay less or deny. We'll help you report it the right way, so call as soon as you find the damage.
Call and a licensed adjuster will go over your claim with you. The review is free.
Connect with one of our licensed adjusters for a free claim consultation
What happens after you send this
A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.
We review your policy and inspect the damage Also free, with no obligation to hire us.
You decide whether to hire us If you do, we build the claim and negotiate with the insurer.
Let's discuss your claim!
We don’t get paid unless you get paid.
