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Hurricane Isaias damage? Our adjusters are on the ground in the Panhandle. Call (800) 822-0101 for a free claim review. Isaias claim help →

Pensacola, Florida Public Adjusters

FIGHT FOR YOUR CLAIM, PENSACOLA

Hurricane Isaias damage in Pensacola or anywhere in the Panhandle? Our adjusters are on the ground. Call us before you accept their number.

Public Adjuster Claims

Our licensed public adjusters handle claims in Pensacola, the Panhandle and anywhere in Florida.

Blueprint Claims LLC, Florida public adjusting firm, License W822405

Stuart Hymson, licensed public adjuster

Stuart Hymson
Public Adjuster

Michael Zebold, licensed public adjuster

Michael Zebold
Public Adjuster

Micaela Villa, licensed public adjuster

Micaela Villa
Public Adjuster

Alex Barquero, licensed public adjuster

Alex Barquero
Public Adjuster

Arthur Camayd, licensed public adjuster

Arthur Camayd
Public Adjuster

Tony Azcue, licensed public adjuster

Tony Azcue
Public Adjuster

Frank Nunez, licensed public adjuster

Frank Nunez
Public Adjuster

Pensacola Public Adjusters

Don’t let the insurance company underpay or deny your claim. Our adjusters represent you, not the insurance company. Speak with one of our licensed Florida public adjusters today for a free claim consultation.

We handle claims across Northwest Florida

The dots are 17 towns from Pensacola to Panama City where we've already helped. Not on the map yet? Call us anyway.

PENSACOLAMILTONPANAMA CITY
15 plus years in business. Fight for your claim.

Fighting for the policyholder

Blueprint Claims has settled over half a billion dollars in commercial and residential claims with 15 years in business. Don’t settle for less, get the money you deserve. Fight for your claim!

6 Million
insurance claim

Private Equity Firm
Apartment complex

$20,496
Roof damage insurance claim replacement

Pensacola Homeowner
Insurance offered $4,996

$456,109
Hurricane damage to a two-story home, siding torn off and storm shutters bent

Panama City Homeowner
Insurance offered $60,208

1.9 Million
roof damage before

Property Management
Condominium community

The contractor's edge

Arthur Camayd, partner, is a licensed public adjuster with the SPPA designation, a licensed general contractor, and holds a degree in architecture.

We know how buildings are designed, how they are built, and how to spot the damage most people miss. On complex claims like fires with structural damage or hidden issues, that construction insight and policy knowledge lets us build a stronger claim and challenge a low offer with real authority.

Licensed general contractor

Degree in architecture

SPPA public adjuster

We don’t just estimate. We advocate.

How we handle your claim

Four steps, from the first call to the settlement check.

Public Adjuster FREE claim review
Free
1

Free claim consultation

Tell us about your claim. We’re here to help.

Public adjuster checking a wall for mold with a flashlight
Free
2

Free property inspection

Leaving no stone unturned, we focus on the details.

Public adjuster measuring damage for the claim estimate
Once you hire us
3

We estimate & appraise

Don’t worry about having to gather various repair bids on your own.

Insurance settlement check handed to a homeowner
Once you hire us
4

We negotiate & settle

We don’t get paid unless you get paid.

What to know about a Pensacola insurance claim

Waiting to see what the insurance company does is how good claims run out of time.

Call us first

That first call matters

Many homeowners hurt their claim on that first call to the insurance company. Reporting the claim is part of our job, and we do it the right way. Call us the day you find the damage, and we’ll handle it from there.

Don't settle for less

The first check is rarely the last word

Florida makes insurers say on a partial payment that more may come, and the adjuster they send works for them, not you. We’ve handled nearly 7,000 claims and settled over half a billion dollars. Have us check their estimate line by line before you settle for it.

Document it first

Once it's repaired, it's hard to prove

Stop the damage from spreading, but take photos and video before anything is torn out or repaired, and keep what gets replaced. Once the damage is gone, it’s your word against the insurance company’s. Call us first, and we’ll document it the right way.

Call us before you call your insurance company.

Don’t wait to see what they do. Call today and let a licensed public adjuster review your options while you still have them. Your policy review is free.

We handle claims across Northwest Florida

Pensacola

Pensacola Beach

Gulf Breeze

Milton

Pace

Navarre

Cantonment

Perdido Key

Fort Walton Beach

Destin

Niceville

Crestview

Santa Rosa Beach

Panama City

Panama City Beach

Lynn Haven

Sources: Fla. Stat. § 627.70131(6). General information, not legal advice.

Blueprint Claims public adjuster beside an insurance company adjuster
Their adjuster
Your adjuster

Why hire your own public adjuster in Pensacola?

Every claim already has an adjuster. The insurance company’s adjuster works for the insurance company. A public adjuster works for you.

A guide through the entire claim process.

Help you understand your rights under the policy.

Navigating through policy endorsements and exclusions.

Document your damages in detail.

Estimating & valuing the TRUE cost of your loss.

Collaboration with experts to support your claim.

Negotiating & settling your claim.

Working with contractors to get you back to pre-loss condition.

Hiring your own adjuster pays for itself.

Meet the adjusters

“Our adjusters know how buildings are built, how policies are written, and how to get a claim to the finish line.”

Michael Zebold, SPPA
Firm Partner

Video: Michael Zebold, public adjuster

Michael Zebold
Senior Public Adjuster

Video: Arthur Camayd, public adjuster

Arthur Camayd
Senior Public Adjuster

Video: Tony Azcue, public adjuster

Tony Azcue
Public Adjuster

Video: Frank Nunez, public adjuster

Frank Nunez
Senior Public Adjuster

See what our clients are saying

“Blueprint Claims did an excellent job. They are the ultimate professionals. After my initial meeting with Alex, he took care of everything.”

Google

D K

“Impeccable work and very effective, from first inspection review to the last step”

Facebook

Margarita Gomez

“Frank Nunez was extremely helpful in getting my claim overturned from a complete denial to a fully paid for roof.”

Google

Ben Justice

“Frank worked for us, not the insurance company, and kept us informed along the way, which was also very helpful.”

Google

Tom Maides

Questions about hiring a public adjuster in Pensacola

Answers to the questions Panhandle homeowners ask us after a hurricane.

How much does a public adjuster charge in Pensacola?

You pay nothing upfront, and if we don't recover money, you owe us nothing. Our fee is a percentage of what we recover for you, set in writing before you sign, and Florida law caps it. Call, and we'll walk you through how it works on your claim.

Can you help with my Hurricane Isaias claim?

Yes. Our licensed public adjusters are on the ground in the Panhandle for Hurricane Isaias. We handle wind, roof, water and flood claims: we document the damage, write our own estimate and negotiate with your insurance company. For what to do first and the deadlines that apply, see our Hurricane Isaias insurance claims page, or call us now.

Have you handled hurricane claims in the Pensacola area before?

Yes. We handled Hurricane Sally claims in Pensacola, Gulf Breeze and Pace, and Hurricane Michael claims from Panama City to Marianna. We've worked more than ten hurricanes and handled nearly 7,000 claims. Call us for a free claim review.

My insurer applied the hurricane deductible. Can you check it?

Yes. In Florida the hurricane deductible applies only to damage from a hurricane, from the time a hurricane warning is issued for any part of the state until 72 hours after the last watch or warning ends. It also applies once a calendar year, across all hurricane damage that year. If your damage came from another storm, or you already met the deductible that year, the insurer may owe you more. We'll check it against your policy. Read more: Hurricane Isaias damage under your deductible?

Does my homeowners policy cover storm surge and flooding?

Usually not, and Florida makes insurers say so on the policy: a homeowners policy without flood coverage doesn't cover flood, even when hurricane winds and rain caused it. Surge and rising water go to a flood policy, which has its own, much shorter deadline for a signed proof of loss. Wind and roof damage go to your homeowners insurer. After a hurricane, many Panhandle homes have both claims at once, on two clocks, so call us before you accept either answer.

Do you have an office in Pensacola? Will someone come to my property?

Our office is in Doral, and we handle claims anywhere in Florida, including Pensacola, Milton, Gulf Breeze, Navarre and the towns around them. A licensed public adjuster inspects the damage in person at your property whenever the claim needs it, and your claim review is free.

How long do I have to file or reopen a claim in Florida?

Less time than most people think. Florida bars a new or reopened claim that isn't reported within one year of the date of loss, and a supplemental claim after 18 months. For a hurricane, the date of loss is landfall, not the day you notice the damage, and courts expect you to report promptly inside that year. Call us as soon as you find the damage.

Are you lawyers? Do I need a lawyer or a public adjuster?

No. We're licensed public adjusters, not a law firm, and we don't give legal advice. We document the damage, write the estimate and negotiate with your insurance company. Florida no longer makes insurers pay a winning homeowner's lawyer, so a claim has to be built right before anyone talks about court. If yours needs a lawyer, we work together with experienced property damage attorneys, and they rely on the file we've built. Call us first, so that file is built right from the start.

Every claim is different.

Call and a licensed adjuster will go over your claim with you. The review is free.

Connect with one of our licensed adjusters for a free claim consultation

What happens after you send this

1

A licensed adjuster contacts you We talk through your claim and answer your questions. The consultation is free.

2

We review your policy and inspect the damage Also free, with no obligation to hire us.

3

You decide whether to hire us If you do, we build the claim and negotiate with the insurer.

Let's discuss your claim!

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No recovery, no fee.

We don’t get paid unless you get paid.

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