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Public Adjuster or Attorney?
Which Do You Need First?
Which Do You Need First?
Should have an insurance claim attorney? Understanding the difference helps you make the smartest decision for your claim.
Public Adjuster
Claim strategy, documentation & negotiation
- Licensed by the state to represent you with your insurance claim.
- Documents all Damages (including hidden or overlooked scope)
- Creates detailed line-by-line estimates supporting the full value of your claim
- Collaborates with engineers, contractors and industry experts
- Negotiates directly with your insurance company to maximize your settlement
- Often claims resolved without litigation — saving time and money
Attorney
Litigation when negotiations break down
- Necessary when insurance company acts in bad faith
- Handles cases that reach a true impasse or legal dispute
- Files lawsuits and manages the litigation process
- Relies on public adjusters for documentation and evidence
- Litigation can require depositions, experts, and added case costs
- Typically takes 33–40% contingency plus legal costs
Note: This is general information to help you understand your options — not legal advice. Every claim is different, and timelines, costs, and results depend on your specific loss, insurance carrier, and jurisdiction. In some cases, legal representation is the right move. Blueprint Claims works with several trusted property damage attorneys and will help connect you with legal counsel if your claim calls for it.
“The ideal scenario? Start with a public adjuster. We handle most claims effectively, and if legal action becomes necessary, we have strong relationships with experienced attorneys specializing in property damage cases.”
Insurance Companies Deny & Underpay Claims Every Day. We Fight Back.
Insurance Companies Deny Claims Every Day. We Fight Back.
A licensed public adjuster is your first line of defense — we document damages, negotiate directly with your insurer, and resolve most claims without ever setting foot in a courtroom. What you need isn’t a lawsuit. It’s a well-documented claim.
Claim Denied or Underpaid?
Let Blueprint Public Adjusters “Fight for your claim.”
Licensed Building Contractor & Senior Public Adjuster.
Whether it’s a residential or a commercial property claim, we handle the entire process from inspection to settlement.
Why Property Owners Trust Blueprint for Insurance Their Claim
Why Choose Blueprint for Your Insurance Claim?
Property owners choose Blueprint Claims because we understand property damage from both sides. Our team includes licensed public adjusters AND licensed contractors — we know how damage happens, how repairs are priced, and how insurance companies try to minimize payouts. When your claim is denied or underpaid, we build the case that gets results.
60 Minutes Exposed What We See Every Day
60 Minutes Exposed What We See Every Day
Think Your Insurance Company Is Lowballing You? You’re Probably Right.
A 60 Minutes investigation found insurance carriers were systematically altering damage reports – reducing payouts by as much as 98%. One homeowner was owed $231,000. The insurance company offered $15,000.
